January 1, 2017 Very often, our New Year’s resolutions also apply to future expenses. We plan to renovate, buy new equipment or travel. Unfortunately, all this costs, and not everyone can afford to pay the entire amount at one time. Then it is worth considering making a commitment that will not be as big as a loan, but you can pay it back gradually. Interesting proposals can be found in our installment loans ranking. 

New leader in installment loans ranking

New leader in installment loans ranking

Rafo took first place this month. She offers a loan of up to PLN 5,000. In addition, it can be obtained even for a period of 24 months. This will allow us to divide the sum into installments that correspond to our financial capabilities. Thanks to this, the larger expenditure from the beginning of the year will not be too severe for us later. It is therefore worth taking into account our high rating, which we have awarded to this loan company.

Next places in the ranking

Next places in the ranking

The next proposals that we have highlighted also relate to the period of just 24 months. Just behind the leader, Hapipredit placed, which we also highly rated. It was influenced by its attractive maximum amount, which can be up to PLN 7,500. This is a large amount when it comes to installment loans and can certainly help with more spending. The third position in our ranking may also be interesting for many borrowers. We are talking about Viloan Installment, which offers up to 5000 PLN. This maximum amount enjoys considerable recognition, as evidenced by the fact that the next loans included in our ranking are also equal.

I am talking here about the offers of companies such as Epicredit with the same values, or OK Loan, which proposes just such a sum, but for a period of 30 months. This allows for very convenient distribution of installments of this commitment. Thanks to this, it will be easier for us to make the necessary payments and our goals will be achieved even very quickly. It is no wonder then that this proposal has received such a high rating from us.

Offers also worth attention

Offers also worth attention

If you want a quick loan for a very short period, it’s worth paying attention to Dynamol. This loan company is not on our list for the first time. It offers installment loans of up to PLN 1,000 for 4 months. It is worth using this proposal if you do not want to repay the loan for too long. Provident proposes the highest amount that can be found in our ranking. It is as much as PLN 13,000 for 90 weeks. This option is addressed to people who are certain that they can afford to repay such a large amount quickly.
As you can see, there are plenty of interesting offers. It is very important to be able to choose wisely. Then we will avoid unnecessary debt that would have a negative impact on our credit history. Choosing the right amounts, it is necessary to consider options tailored to our capabilities. Then we will undoubtedly not lose installment on the loan and we will be able to pay our debt back without additional charges.

Other borrowing options

Other borrowing options

It is worth remembering that an installment loan is not the only way to raise money. If you are planning a very large expense in the new year, maybe it pays to go to the bank. Our cash loan ranking can be helpful in choosing the facility and offer. If we have creditworthiness and meet certain conditions, we should get the funds we need there.

There are also situations when we need relatively small amounts and we want to quickly pay the whole amount without having to divide it into installments. This solution is very beneficial for people whose New Year’s expenses are low. Borrowers interested in this option should see our online payday rankings. It is especially worth looking at loan companies that offer the first free loan. The customer who pays her back on time will not have to take into account additional costs. It is even more profitable to consider such a proposal at the beginning of the year.

“When planning a long-term commitment, we should first carefully analyze our situation. Contrary to appearances, in many cases we do not have to take credit. Sometimes an installment loan is enough for us. It can take us months to pay, not years, so we won’t be burdened with it for long. If we pay off it conscientiously and successively, we will not lose our financial liquidity. Every borrower should remember this,”

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